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Feng Shui and the Lottery

People are wiling to try all sorts of things if they think that it may help them to win the lottery and one lady has suggested that practising the ancient art of feng shui can help.

Eileen Chen who has been a practioner and a fan of of feng shui for over 10 years claims if that applying the same principles can improve ones chances of a lottery win. She began to read up on Bazi which is an ancient form of divination based on birth date and time. She says it can have an effect on a persons luck and character. She believes a combination of Bazi and Feng shui is good.

Mrs Chen was speaking to the Star Online about applying these principles when setting up a new home and applied it to decor, furnishings and layout. and believes it has great impact on her mood, well being, finances and energy and also

Lotto fans may feel like trying anything if it will raise their chances of a big win playing something like Italian SuperEnalotto – and one person has claimed the ancient art of feng shui can help.

Eileen Chen says:-

-If there is no indication in a person’s Bazi that he will strike a lottery and become rich, no amount of feng shui and renovation to the house will make him strike the lottery.

However, the chances of a person who has an indication of wealth in his Bazi to get a windfall is higher when the right time comes if his house feng shui is good,-

Perhaps this is something that could work for us.

Alternative we may just like to continue with our existing ways of seeking that lottery win.

Whatever you do, best of luck and have fun.

Tony Bayliss How to inprove your chances of a lottery win

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Choosing An Energy Star Home

When you make the decision to build a new home, you want a builder who will provide the highest quality at an affordable price. Many Knoxville home builders can offer competitive prices but when you are investing in a new home, you want the best. Home ownership is a great investment, but it can also cost a lot of money over the years. You can save in future ownership costs if you choose a builder who can build an Energy Star qualified home.

What Is Energy Star?
Energy Star is an international, governmental standard for energy efficiency in consumer products. When you own an Energy Star home, you have a home that performs better than most homes in America. Your cost of upkeep and ownership is reduced, and your home will last longer without the need for repairs.

What Makes a Home Energy Star Qualified?
Energy Star homes have higher standards for insulation and water management. In an Energy Star home the walls, floors, and ceilings are all tightly sealed and properly insulated to reduce drafts and leaks. Proper insulation not only provides lower energy costs, but also better air quality. Energy Star homes will have protection from more pollen and dust then regular homes.
Energy Star homes also must have efficient water management systems. There must be a way to direct water off of the roof and away from the foundation. This keeps your roof in better condition for longer, and protects the foundation from water damage.

If you are building a new home, your quality of life and cost of ownership will be improved if you invest in and Energy Star home. Many Knoxville home builders can build you a decent home, but if you want the best, find a builder who can give you an Energy Star qualified home.

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Reasons – Why Estate Planning Is For Everyone

Estate planning is the process of considering and setting up a legal arrangement that may be followed in handling and distributing your estate upon your death as you have directed. Many people think that estate planning is most beneficial for the elderly or the wealthy. However, estate planning is beneficial for everyone, regardless of age, marital status or net worth.

Although an experienced estate planning lawyer can provide you with the specific reasons as to why estate planning may be right for you, below are the top 4 reasons why estate planning is for everyone.

Loss of Mental Capacity – If you become mentally incapable of making decisions as to how your estate should be handled or distributed, a properly devised living trust and durable powers of attorney for financial matters will carry out your wishes and directives.

Guardianship of Minor Children – Without a plan, the decision of who is best suited to raise your minor children will be made by the court upon your death or in the event that you become incapacitated. However, with a plan, you are able to designate the guardians who you decide are best fit to raise your children.

Avoiding Probate – If you do not have a plan, your estate may be subject to probate upon your death. Although you will not have to deal with the slow process of probate, your loved ones will. So, in order to avoid it and ensure that your estate will be distributed as smoothly as possible upon your death and according to your wishes and desires, you should seek the advice of an estate planning attorney while you are still alive.

Comfort – If you have devised a good estate plan, you will be comfortable and confident knowing that you have protected your loved ones and the distribution of your assets upon your death. A good estate plan will avoid the confusion and chaos of an unplanned distribution of your assets upon your death.

The bottom line is that planning ahead, while you are still capable of doing so, can reduce the uncertainty and confusion that may occur over the distribution of your estate and guardianship of your children upon your death.

Call An Experienced Estate Planning Lawyer Today!

For more information about estate planning or to schedule a complimentary consultation with an estate planning lawyer, please call Lifetime Legal at (805) 419-5290.

About The Author

Lifetime Legal is a California based estate planning attorney representing clients in a diverse range of matters pertaining to estate planning law, business law, Probate, wills and trusts and real estate law.

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Brazilian Real Estate Market Investment Opportunities

With breaking news emerging that major airline, Etihad Airways, will be offering direct flights from the United Arab Emirates (UAE) to Sao Paulo from 2013, Brazilian Housetech Development companies have identified the UAE as a target for potential investors to invest in the Brazilian Real Estate Market.

The Brazilian Real Estate Market has opened its doors to the world in recent months as Brazil property investment opportunities continue to soar with the nation witnessing large scale growth. At present, Brazil has one of the most attractive property markets in the world with a number of experts identifying that house price growth in the country currently stands at 23.5%.

Sao Paulo alone is witnessing property prices growing at a rate of 18.7% on a yearly basis and with the news that a major UAE airline has seen the benefits of offering direct flights to Brazil, savvy Brazilian Housetech Development companies are looking to cash in on investors who will undoubtedly take advantage of better access to Brazil because of direct flights into the country.

Waseem Saddique comments: With the world in such a state of economic turmoil its difficult for todays investor to know where to buy real estate. However, Brazil still retains the highly desired imbalance between supply and demand combined with affordable land prices and a domestically-driven economy. Investors, wherever they are in the world, especially the Middle East recognise this and are committing to projects such as Palm Springs, Natal.

Palm Springs already boasts 70% of its land plots sold, having been snapped up by a number of Brazilian middle and upper class nationals and presents itself as one of the most attractive Brazil property investment opportunities available.

Palm Springs is well renowned for its beautiful natural beaches and is ideally located just 20 minutes away from the location of the new international airport that is set to be built in nearby Natal.

In contrast to other Housetech Developments taking place across the area, much of the essential infrastructure is already in place and is approximately 60% complete. Land plots in the area are currently available at very affordable prices and Self-Invested Personal Pension (SIPP) approved investment opportunities are very financially viable.

The area also offers a range of 2 and 3 bedroom luxury villas that can be bought at very low prices, which represent excellent value for money for any UAE investor looking to take advantage of the current state of the Brazil property market.

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Available Best Residential Apartments at New Residential Projects in Mumbai

With the increasing population most of the locations of Mumbai are becoming congested and in this present moment people are facing lots of complication on finding specious residential project in this Mumbai.New Projects In Mumbai To meet this demand of the Mumbai people several renowned realtors are developing attractive residential projects at the cool and peaceful suburbs of this city.Mhada New Projects In Mumbai 2012 So if you need a best residential apartment at affordable price then you can get best choice at new residential projects in Mumbai. Let’s take a look on the following and get best points of the new residential projects of this city. First of all those projects are developing at the best suburbs of Mumbai like; Goregaon, Andhery, Powai, Borivali, Juhu etc. and the most important part of those locations is that; at those locations you can easily avoid the clumsiness and the cacophony of Mumbai. But that does not mean that at those locations you never have any special points of a city; actually all the suburbs of Mumbai have all the elements of modern city from world class schools to world class heath center. Again having all those things if you think that you need to keep in touch with the prime part of Mumbai then also you can get best mode or transport communication with the help of different railway and roadway transport system. So as per locations you can easily get best specialty at the new projects in Mumbai. Now come to another part of the residential projects in Mumbai that is amenities of those projects. Actually with the best locations those projects are developing with all best onsite amenities.New Residential Projects Mumbai For example; at those projects you can have the amenities like; world class gym, swimming pool, ample parking zone, high speed elevators, specious play area for children, special area for senior citizen, landscape garden, 3 tier security, power back up, jogging track, party lawn, rain water harvesting, water supply for 24 hrs and so forth. At those projects you not only get different sizes of premium apartments but also you can get different styles of duplex, pent house and bungalows apartments. In addition special features of those apartments is that; all of them are full with modern interior decoration from Italian marble flooring to branded CP fittings on the utility rooms.New Projects In Mumbai Moreover most attractive part of those projects is that; if at present moment you invest on the new projects in Mumbai then you can get best apartment at affordable price.

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High Net Worth and High Valued Home Insurance

Those considered as -high net worth- individuals often require a higher level of insurance services to cover a wide range of personal property. Many valuable collections including jewelry, fine art, wine and antiques can all be covered, either as scheduled items, or with some type of blanket policy. Although these types of policies can be provided elsewhere, there are normally limits on how high the value of these items can be on other policies.

High net worth policies gives much needed protection for those high-valued homes and other properties. Many also offer concierge-style service with complimentary property valuations, appraisals and risk assessments. These should generally be done on an annual basis in order to assess any increase, or decrease, in the value of the items being insured.

Several options are available, including:

High-valued home insurance

Coverage for secondary residences

Private collections

Personal excess liability

Personal auto, and

Private staff

Policies are available to cover a wide range of exposures in and around the home. For example, those having a waterfront location or other unique exposures will need a policy that addresses those concerns. Insuring a vacation home or rental properties will require insurance that is tailored for those particular types of properties. Protecting collectibles is not recommended with the standard homeowners policies on the market because of the high value of these items.

Insuring expensive vehicles will also require some decisions as to what type of coverage and how much is needed. Driving a car only once or twice a month, as opposed to one driven everyday would require specialty collectors insurance as well. Some policies are written so that vehicles will be repaired with original manufacturer’s parts from the insured’s choice of repair shops. High deductible programs are also available.

If the home has domestic staff workers there is coverage available that will come in handy in the event someone is hurt while on the job, but also liability insurance to protect individuals against allegations of sexual harassment, wrongful termination and discrimination made by the domestic help.It is important to cover all domestic employees for work-related injuries, and get coverage to respond to any potential lawsuits.

For those owners of watercraft such as speedboats or yachts,many insurers provide protection for boats of all sizes, including super yachts that travel worldwide. There are also options available to protect the crew as well as the contents of the vessel.

With so many risks and exposures it is vial to protect so many assets with High Valued Home Insurance and other types of coverage for high net worth individuals.

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Manufactured Home Financing and Mortgages

Financing a manufactured home can be confusing to the first time home buyer. The most common questions asked during this time are; how do I find the best loan and is it necessary to pre-qualify? Answering these two questions will help move the process along and give the home buyer the information they need to make an informed buying decision.

The first thing to do is find a loan that fits into your home buying plan and overall financial plan. This means shopping around for a lender that offers financing with the terms that best fit your situation. This means determining how much house you can afford through the pre-approval process.

All lenders will require prospective homeowners to be pre-approved before working out the details of the loan terms. During this process the lending institutions are evaluating your financial situation to determine if you will be a good risk for one of their loans.

Getting pre-qualified also allows you the home buyer the ability to know how much house you can afford once you begin hunting for your new home. This is also the time to start comparing loan terms from the different lenders who have pre-approved your application.

This is probably the most important part of manufactured home financing; be sure to shop around to different lenders to ensure that you get loan terms that work best for you. Lenders interest rates will vary and while it may not seem like much over the term of the loan a half of a percentage point can literally save you thousands of dollars. You’ll also want to check what sort of down payment may be needed and what other closing costs are involved. These can vary from lender to lender so be sure to read the terms carefully before deciding on a mortgage provider.

Knowing the basics of manufactured home financing and mortgages will be a benefit to you during your home buying experience. Finding the right mortgage financing that fits your financial needs will take some time but it is well worth the effort once you are able to move into your new manufactured home.

To learn more about a manufactured home financing please visit the website Manufactured Home Loans & Refinance by Clicking Here.

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Icps in My Room Proves That Even Juggalo Family Members Need Some Time Alone

If youre part of the Juggalo family and are reading this, youre probably thinking to yourself “The ICP in my room” is sickposters, an ICP album collection, clothing, etc. Youve probably already realized that these horror rap features are one of the things that make your room, your room. Without them your sense of identity would be stripped, and all the Juggalo family in the world couldnt convince you (nor would they try) that your room is better off without it.

However, no matter how much horror rap memorabilia you have in your room, chances are you dont have a romantic relationship with a ghost in your room. In ICPs “In My Room”, thats exactly what happens.

Horror rap is supposed to be weird, thats why the Juggalo family at large has fallen in love with the art form. Yet ICPs “In My Room” is definitely one of the weirder horror rap songs out there. It also goes to prove a pointthat those making up the Juggalo family absolutely cherish their time alone away from mainstream society.

ICPs “In My Room” has Violent J describing to listening members of the Juggalo Family how he cant get wait to get home from school every day so that he can spend time with his sexy apparition.

This quintessentially horror rap relationship is best summarized in one verse of ICPs “In My Room”:

I try to smile a lot but Im always frontin
But Id o love a ghost and at least thats somethin
She dont talk much and when she do, it gets cold
Usually we just lay there and hold each other
Were lovers, we dont need others

As should be expected, what happens next in ICPs “In My Room” horror rap saga involves much blood and much violence, all in the name of a horror rap heroine. I wont spoil it for unfamiliar readers here.

One universal theme shared amongst Juggalo family members, arguably more so than their love for horror rap, is their love for being together, away from the pangs of mainstream society where they dont feel welcome. Of course, the story detailed in ICPs “In My Room” does not happen in the rooms of any Juggalo family members, but theyre appreciation of the subject and song show that they are certainly a unique group of people.

All kidding aside, being ostracized from the community at large does lead Juggalo family members to enjoy horror rap in their rooms alone from time to time. Whats your favorite memory that involves horror rap self-reflection in the company of your favorite horror rap records?

Whatever it is, I hope it doesnt end the same way as Violent Js story did in ICPs “In My Room”.

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Steps of Finding iPhone Application Developer

mobile With more and more people choosing to browse the internet using their Androids and iPhones, the importance of having an application for your business or organization has constantly been on the rise. As this is a very specialist area of development work, it is important that you find an iPhone application developer who is more than capable of handling the work. Use the following tips to help you make the right decision:

Experience: At the end of the day, the more experience that the developer has the better quality services they will provide you with. Beware of those people who make grand claims of experience when really they are lucky to have worked on a single application.

Technical Knowledge:

Everyone working on the application should have a sound technical knowledge, including how to make the program compatible with different operating systems and platforms. Not only will this save you extra expenses, it will save you a lot of headaches. Feedback You should never rely entirely on the testimonials provided by the website of the iPhone application developer. Instead, contact some of the clients whom the developer has worked for in the past and ask them directly what they thought of the company. Battery Consumption Believe it or not, this is actually an area that most people overlook when seeking someone to create an application. The program should not consume too much battery, as this will be an immediate turn off for users who want their iPhone batteries to last much longer. Professionalism When dealing with employees of the company, you should ask yourself whether they conduct themselves in a professional manner. Are they happy to answer your questions and will they do everything in your power to make you, the customer, happy? Time Frame You should ask the developer how long they expect to be working on the application and when certain milestones are expected to be hit. If you decide to hire the company and then they fail to meet the time frames that they have set, they aren’t acting professionally.

When choosing an iPhone application developer who will supply your business or organization with high quality work that cannot be matched, it is important that you take each of the above tips into account when making your decision. If you choose just any developer who comes your way, claiming that they can work on any sort of application, you may find that the finished product is far less appealing than you would like.

This useful article is shared by bhavesh on behalf of amusol, is a Ahmadabad web design company. They have an expert Web Designers and iPhone application developer in Ahmadabad which is expertise in their fields. Company also offers email marketing, web development, online marketing and SEO services in Ahmadabad to their clients for over 6 years.

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Real Estate In India Booming Again

The Indian real estate and Indian properties play a vital role in the economy of the country. It contributed heavily gross domestic product which is the GDP and is considered to be the second largest generation of employment after agriculture. India has become a preferred investment destination pertaining to the country economic stability. India is moving at a rapid pace towards fast growing economies as it is driven and influenced by many factor like robust economy-changing demographics, multinational entrepreneurialism, buoyant local stock markets and the overall emergence of India on the global stage. The demand for Indian properties both on the home front and commercial front has increased rapidly which has given the companies of the real estate to set up their strong footage in the country and add a new page to their success stories as well. Large scale real estate projects were launched in the country to meet with the demand and thus molded the real estate business into one of the most lucrative sectors prevailing in the country. The sector has attracted funds from overseas, private equity funds, public domestic funds and venture capital. However with the global melt down in 2008, Indian real estate was also engulfed in it, but is now believed to have broken the barriers and is moving rapidly up the stairs.

Though the whole country is witnessing coming up of residential and commercial projects, but the cheery of the cake grabbing all the attention is properties Kolkata, properties Mumbai and properties Chennai. As due to their developing nature and demand for growth of industries, real estate companies have started off with some tremendous projects in these cities. It can be assured that projects when finished will be one of kind on the global front. The properties are characterized with lush green environment, hi storied buildings, hi tech facilities, lots of extra planned facilities like shopping malls, swimming pool, laundry services, sports room etc will make the individuals on the seventh cloud. These projects will make the individuals reside in their own unique mini world and eliminate the need of wandering outside the complex.

The competition in the real estate sector is at its peak. Following cut throat competition between the companies, the consumer is the main beneficiary as he has got the best features and services at his disposal. Moreover if an individual is planning to make any sort of investment, the best offer id to invest in property Kolkata, property Chennai or property Mumbai. You can be assured that you shall never regret this decision of yours in your whole life and in fact will be proud to have made this. One should not delay as more than 80% of the ownership flats have already been sold and very few are left for those lucky chaps to come up.